Mortgage at RAYNIX

Get your home loan at reasonable conditions

Getting a new home is an important life step.

Raynix understands that you need to make sure everything is done properly.

We are offering different mortgage programs and plans whether you are buying your first property or moving.

At RAYNIX mortgage you may find:

First time mortgage
Remortgage
Mortgage to move
Mortgage to move
Reasonable conditions

Take advantage of the following benefits at Raynix

First Time Mortgage

Your start at getting new home.

Mortgages for Moving

Move your home and get a better deal.

Buy-to-let Mortgage

Buy your rental property.

- How do I get a proper mortgage deal?

- RAYNIX offers various mortgage deals.

You may choose a mortgage plan at RAYNIX that suits your preferences, requests and conditions. You may deside by yourself or let our team assist you. A mortgage is a long-term agreement so our team is here to assist you. Fixed rate mortgage allows you to make same fixed payment during a long period of time, where your payments do not depend on the rates and the market. Tracker mortgages depend on the bank rate and may change both ways – go lower and higher depending on the rate. The SVR mortgage is charged once a certain period ends.

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Mortgage Plans

Fixed-rate Mortgages

Get mortgage with fixed price.

Tracker Mortgages

Get a mortgage following bank rate.

SVR Mortgage

Make payment after fixed period.

First Time Mortgage

RAYNIX is here to assist you with a proper mortgage plan for your first property. Our team understands this is an important step which is why we are ready to assist and guide you through this. We are offering low deposits, fee saving mortgages, online application and long term borrow. As well, in case you would like to pay mortgage faster you may increase the payment amount and the term of your mortgage will be deducted. Contact our team to understand more about RAYNIX first time mortgage conditions.

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Remortgage

There are a few options when you may apply to remortgage.

- Your existing mortgage rate finished

- You want a better mortgage deal

- You need to borrow more funds for your property.

First of all you should make a proper research. RAYNIX is here to offer proper calculations for you. You should take into consideration remortgaging costs as well as moving to new lender requires additional expenses. Afterwards you should get a Decision in principal – our specialists are here to assist with understanding how much you can borrow with all conditions depending on your case. After that is done you may apply for the mortgage and after all legal work is done your mortgage is ready for completion.

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How it works?

Find a Property

At this step you are choosing the property you want to buy.

You may apply to Decision in Principal to understand how much you may borrow.

After that you may make an offer and proceed with mortgage.

Apply for Mortgage

At this step your Decision in Principal may turn into mortgage offer.

The process usually takes around a few weeks.

Conveyancing

At this step all legal work is done with all aspects of purchasing property.

The process usually taker around 6-12 weeks.

Get Mortgage

After you have mortgage offer, all legal work and researches are finished you may get your mortgage.

You may be also interested in RAYNIX BANK ACCOUNT

Open a smart Raynix bank account online. No need to visit branch.

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